Remortgage
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Residential Remortgages
There are many reasons why you may need to remortgage your property, and at Affinity Financial Management we understand that each situation is unique.
- if your existing deal is coming to an end, you may wish to compare the best deals available from your current lender to those offered by the other lenders in the market. Affinity will prepare a detailed cost comparison for you to help you decide if a remortgage to a new lender is a good enough deal to justify any exit charges and set up costs.
- you may need to release equity to fund a particular purpose or occasion - for example, a wedding or a new car, the deposit for a second home or a Buy to Let property. If you require funding in the near future for this or any other reason, Affinity can help you decide if releasing equity from your home is the best financial solution.
- if your personal circumstances have changed since the existing mortgage was arranged - for example, if you have separated from a partner but still hold a joint mortgage you may require advice on the borrowing potential for your sole income. It is important not to leave yourself overly committed financially in these circumstances and Affinity will sensitively discuss all options available to you.
- Another use for remortgages can be debt consolidation. Affinity will talk you through how consolidating any credit card balances and/or loans can help to reduce your outgoings and free up disposable income. We will also highlight the risks of such a move, where balances are being secured against your property and how the overall impact of consolidating other debts into the mortgage could potentially mean paying back far more interest.
Please call us free on 0800 158 3520, or complete the enquiry form below. We look forward to hearing from you.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgages you can choose how we are paid: pay a fee, usually £750, or we can accept commission from the lender.
