Get expert advice and access to the best rates, smoothly and quickly
Whether it’s your first or 10th loan, choosing the right mortgage is vital.
Whether it’s your first or 10th loan, choosing the right mortgage is vital.
Access to a Market Leading range of Lenders and Deals.
Expert, friendly advice catered to your needs.
Work with an experienced, people-led broker.
Currently, there are thousands of mortgage products in the UK market. That's a lot to sift through. Luckily, Affinity Financial are here to find the right product and lender for your circumstances and financial goals.
Taking out a mortgage or loan for you or your business is a big decision. Not only does it have to be competitive, but it has to be the right marriage of lender, product and terms suited to your needs.
At Affinity Financial, we live and breathe this, this is why we endeavour to make the entire process as easy as possible.
At Affinity Financial, we offer a wide range of mortgages and lending advice, helping you find the most competitive rate with the right lender for you.
Whether you’re a first-time buyer, moving home, or have decided to re-mortgage, Affinity is here to find the right policy for you.
A Buy-to-let mortgage is for people wanting to buy a property to rent out, rather than live in. Most Buy-to-lets are usually interest only, meaning monthly repayments only pay off interest, not the capital owed on the mortgage. This will be paid off in full at the end of the agreed term.
Residential Bridging Finance is a short-term loan for the purpose of ‘bridging’ a financial gap. This makes them a great alternative standard mortgage when you need to act quickly on property renovations.
Some Bridging Finance is not regulated by the Financial Conduct Authority.
With a commercial Buy-to-let mortgage, you can purchase a buy-to-let property through a limited company or Special Purpose Vehicle (SPV). For many property investors, this type of commercial mortgage can yield considerable tax breaks.
Much like its residential counterpart, a Commercial Bridging Loan is used when a financial gap needs to be filled quickly. They can be used for almost all types of commercial property purchases.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
2.54% Fixed For 2 Years
(£999 Product Fee)
*Based on Loan to Value (LTV) of 50%
2.55% Fixed For 5 Years
(£995 Product Fee)
*Based on Loan to Value (LTV) of 50%
2.55% Fixed For 2 Years
(£999 Product Fee)
*Based on Loan to Value (LTV) of 75%
2.63% Fixed For 5 Years
(£995 Product Fee)
*Based on Loan to Value (LTV) of 75%
Sourced on 10th December 2021 – Indicative Figures Only - Subject to Change
01
We establish your needs and goals
A fundamental stage of providing financial services, we take the time to get to know you financially and assess your situation.
02
We research, build, and recommend
Using our wide network of providers, lenders and products, we create a tailor made strategy to achieve your goals.
03
Application
We oversee the entire application process. That means we’ve got you covered the whole way, from initial input to dealing with lenders, and then, finally, to completion or policy on risk.
04
We review and react
With our relationship orientated approach, we promise to periodically review your products and circumstances to help you mitigate any potential risks or find better deals and opportunities.
“Great advice and a very personable service. Looking forward to using Affinity when I buy my next property ”
Charlotte Vella-Rudd
5 star rated, thank you!
Will Morgan
“Fantastic recent interaction with a remortgage deal. Actually went out of their way calling up after hours to sort out paperwork etc. Can't recommend enough, without a doubt the easiest thing i've done so far. Affinity Financial are a great local service that go beyond customer care. Highly satisfied. ”
Paul Parry
At Affinity Financial, we will sift through thousands of lenders and products to find the best option for you or your business.
The Bank of England Base Rate is currently 1.00%, so we would urge those with Fixed, Tracker, or Variable Rate mortgages in place to review their existing mortgage deal as soon as possible. So, act fast and get your new year off to a fast start!
Call us today for a 100% FREE, no-commitment financial health check or bespoke quote!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
